درخت حوزه‌های تخصصی

Objective: For all companies, particularly service businesses, one element that is of great significance is customer forgiveness. The major goal of this research was to ascertain how customer behavioral factors affected Iranian insurance insurers' willingness to forgive. Materials and Methods: In terms of research classification based on the goal of applied research, this study is a descriptive and survey. All Iranian insurance insurers in the Gilan province who have used Iran insurance services for at least two years make up the study's statistical population, and a sample size of 359 persons who were chosen using a non-probable selection approach was used. A questionnaire was utilized to gather the data for this research, and its content validity and construct validity were evaluated. The reliability was assessed using Cronbach's alpha. The data gathered from the survey was analyzed using SPSS and Smart PLS software. Results: The findings of evaluating the study hypotheses revealed that, with the exception of the effects of empathy on consumer forgiveness and self- inferiority on consumer forgiveness, all of the research hypotheses were verified. Conclusion: According to the findings of Iranian insurance managers, it is recommended that customers' favorable impressions be reinforced via emotional connection, differentiated services, and improved service quality.

برتری اپراتورهای تلفن همراه در زنجیره ارزش در خطر است و اکثر اپراتورهای تلفن همراه هنوز راه نوآورانه ای برای پاسخ دادن به این چالش پیدا نکرده اند. هدف این تحقیق شناسایی گام ها و مراحل مدل پابرجای کسب و کار شرکتهای اپراتوری تلفن همراه ایران در مواجهه با فناوری موبایل پهن باند می باشد. پژوهش حاضر کیفی- کمی از نوع کاربردی است که از رویکرد آینده پژوهی استفاده نموده است. در این پژوهش از 2 پرسشنامه استفاده شد. پرسشنامه اول جهت شناسایی عوامل تاثیرگذار و با احتمال وقوع بالا و همینطور برای وزن دهی به روندها و از پرسشنامه دوم به منظور تعیین پابرجایی مدل های کسب وکار بهره برده شد. با پژوهش های صورت گرفته در زمینه روندهای مهم و موثر بر صنعت اپراتوری و مطالعات محقق، مهمترین روندها با توجه به دو شاخص عدم قطعیت و میزان تاثیر ارزیابی شدند. بر اساس تجزیه و تحلیل مدلهای کسب و کار استخراج شده مناسب برای اپراتورهای تلفن همراه, 4 لایه حوزه فعالیت (اتصال، محتوا، زمینه و تجارت) شناسایی و همچنین از ترکیب این چهار لایه اقدام به ایجاد ۱۵ مدل کسب و کار شد که از طریق برنامه متلب بر اساس معیارهای مجموع مطلوبیت، بیش بهینه مطلوبیت و ...، مدل کسب و کار ش ماره 9 به عن وان پابرجاترین انتخاب شد

The aim of this paper is to explore young people’s perceptions of spirituality as well as analyzing the role that spirituality plays in their wellness and travel. The work builds on previous studies that examined young peoples’ attitudes to spirituality, as well as research that examined cross-cultural differences in understandings of spirituality. The research draws on questionnaire data (a sample of 227) that was collected in two languages from young people in Generations Y and Z aged 18-39. The questionnaire was designed in English but was also translated into Mandarin Chinese. Both generations and cultural/language groups view spirituality as more connected to the self or nature than to religion or God. Attention to religion and spirituality scored much lower than other lifestyle and wellness domains. When travelling, the desire to engage in religious and spiritual activities were also ranked low compared to other activities. The data shows that young people tend to define spirituality more in relation to their own self and nature than to religion. Spirituality is ranked relatively low compared to other domains of wellness. However, although religious and spiritual motivations and benefits are ranked lower than some other experiences during travel, many young people prioritize trips that involve better connections to nature and the self, which reflects their original definitions of spirituality.