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Human Identification has been widely implemented to enhance the efficiency of surveillance systems, however, systems based on common CCTV (closed-circuit television) cameras are mostly incompatible with the advanced identification algorithms which aim to extract the facial features or speech of an individual for identification. Gait (i.e., an individual’s unique walking pattern/style) is a leading exponent when compared to first-generation biometric modalities as it is unobtrusive (i.e., it requires no contact with the individual), hence proving gait to be an optimal solution to human identification at a distance. This paper proposes an automatic identification system that analyzes gait to identify humans at a distance and predicts the strength of the match (i.e., probability of the match being positive) between two gait profiles. This is achieved by incorporating computer vision, digital image processing, vectorization, artificial intelligence, and multi-threading. The proposed model extracts gait profiles (from low-resolution camera feeds) by breaking down the complete gait cycle into four quarter-cycles using the variations in the width of the region-of-interest and then saves the gait profile in the form of four distinct projections (i.e., vectors) of length 20 units each, thus, summing up to 80 features for each individual’s gait profile. The focus of this study revolved around the speed-accuracy tradeoff of the proposed model where, with a limited dataset and training, the model runs at a speed of 30Hz and yields 85% accurate results on average. A Receiver Operating Characteristic Curve (ROC) is obtained for comparison of the proposed model with other machine learning models to better understand the efficiency of the system

The purpose of the article is to perform stress-testing technologies of the financial stability of an insurance company based on the constructed mathematical model of the insurance company's activity, which would meet the established requirements (adequate reproduction of the main parameters of the insurance company's functioning; taking into account the stochastic nature of insurance processes; flexible management of model parameters describing company's behaviour; the ability to influence the intensity of flows; suitability for algorithmization and construction of computational simulation model. The relevance of this study is due to the need to address the problem of changes and complications, the growing variety of strategies and products implemented by insurance companies. There is a need for innovative methods to assess and monitor the vulnerability of these institutions to various types of risks. One of these methods, which is gaining widespread recognition both among regulators and financial corporations, is stress testing. It has been established that stress testing as a risk management tool is used both to assess the insurance company's readiness for a crisis situation, and to develop a plan of adequate measures to counteract and eliminate its negative impact. The development and application of the proposed mathematical and simulation model of stress testing of the financial stability of the insurance company allows to solve issues of ensuring sufficiency of capital level, control of financial stability and solvency, reliability of efficiency of activities, taking into account the probabilistic nature of insurance activities, various typical insurance risks and time horizons.

Co-Saliency object detection is the process of identifying common and repetitive objects from the group of images. Earlier studies have looked over several state-of-art deep neural network methodologies for co-saliency detection approach. The Deep CNN approaches rely heavily on co-saliency detection due to their potent feature extraction capabilities both deep and wide. This article assess the performance of several state-of-art deep learning model (VGG19, Inceptionv3, modifiedResNet, MobileNetV2 and PoolNet) for the purpose of co-saliency detection among images from benchmark datasets. All the models were trained on   70% part of the dataset and remaining were used for testing purpose. Experimental results show that modified ResNetmodel outperforms getting 96.53% accuracy as compared to other state-of-the-art deep neural network models.

The worldwide Covid-19 epidemic while affecting numerous places, has had a profound effect on virtual advertising and advertising and, globally, in the provinces and at the neighborhood level. except, this effect for the most element become positive, in contrast to what has seen in exclusive sectors which include economy, human sources, etc., whilst contamination reasons a variety of incapacity amongst clients and advertisers alike, in phrases of welfare, social work, inflation, business, and many others., the equal shifted conduct goes as a long way as running. , investing strength, getting into self-schooling, adopting new programs from the internet, expanding social and hygiene concerns, retaining distance strategies from complete regions, internet-based media willpower, get right of entry to online sources, etc., and this has greatly impacted the display and endorsed efforts. The moral movement has moved past the PC and digital international, which places open doors for advertisers and products to connect with clients more efficiently than ever before. With the arrival of expanded online media and the call for pc-generated content material, the evolved Media have given advertisers a part of the monetary freedom. At the equal time, this has, in turn, enabling advertisers to be extra proactive and to engage with the public at the same time as appearing excessive excellent demonstration programs. The purpose of this study is to explore, investigate, and recognize the effect of coronavirus on the digital market and businesses.

The main drivers of value creation in a ‘brand community’ are social networking, community engagement, impression management, and brand use. Marketers are therefore interested in determining which factors affect the value creation practices. This study examines the impact of the Interactivity of Electronic Word of Mouth (EWOM) systems on value creation practices in a brand community, which in turn influences the loyalty of the customers. In this regard, a conceptual model was developed and tested by the researchers of the current study. The results indicate that perceptions of the users regarding the interactivity of EWOM systems, highly impact only three of the four value creation practices including community engagement practices, impression management practices, and brand use practices. Furthermore, the researchers found that collective value creation practices could significantly and directly enhance brand loyalty. Several theoretical contributions and managerial implications were also discussed

Electronic word of mouth (eWOM) has been gaining popularity pertaining to its numerous benefits and ability to be applied in various fields. It helps consumers in making informed decisions and aids service providers in delivering an enhanced service or product. Despite all these benefits, dealing with the huge amounts of eWOM is a consistent problem. eWOM helpfulness comes handy in order to address this issue. In this study, we utilize 16699 hotels related eWOM written by 1099 reviewers which are collected from TripAdvisor.com. Our main objective is to analyze which factors impact eWOM helpfulness and how. For this purpose, eight unique variables belonging to three different categories are selected (eWOM length, eWOM subjectivity, eWOM polarity, eWOM readability, eWOM recency, hotel rating, reviewer badge and reviewer helpfulness) and are analyzed using econometric modelling. Our findings show that hotel rating as well as reviewer badge and helpfulness enjoy a positive significant relationship with eWOM helpfulness. It also suggests that eWOM length, readability and subjectivity positively influences eWOM helpfulness though eWOM polarity and recency are found to have an inverse relationship with the helpfulness of eWOM. Thus, our study reports that review, hotel and reviewer characteristics impact eWOM helpfulness in different ways. This study is summarized with the discussion of theoretical and practical implications.

Substitution-boxes (S-boxes) are very important nonlinear components used for achieving strong confusion for enhancing cryptographic security in most of the block ciphers. Designing cryptographically strong S-boxes has been a major research domain for the designers of symmetric crypto systems. In the proposed research work, Bat Algorithm based swarm technique is proposed to design strong S-boxes.  Cryptographic strong S-boxes are obtained by the developed swarm technique. Authors analyze cryptographic strength of the obtained S-box by evaluating properties like Bijectivity, Nonlinearity, Bit-Independence Criterion, Linear Probability and Differential Uniformity. The obtained performance parameters for the designed new S-box by the swarm technique are compared with some recently reported S-boxes in the literature. The designed S-box has good cryptographic strength. The designed S-box has good cryptographic strength like nonlinearity = 110.75 and average Strict Avalanche Criterion (SAC) value = 0.506. For the constructed S-box, most of the Differential uniformity components are 4 and shows uniform distribution approximately. The proposed new S-box is also free from the fixed points.

Technology innovation affects both the public and private non-financial sectors, the zakat institution (Islamic social finance) included. The institution uses an online system to communicate with zakat payers and zakat recipients to ensure its effectiveness in terms of collection and distribution. This research focuses on the adoption of a technique known as AD/AC and ZP/ZR, which is mainly utilized by partially and non-privatized State zakat institutions in Malaysia. To this end, three (3) techniques pertaining to appraising the performance of Malaysia’s Zakat institutions in managing Zakat funds were established. The analysis also includes the adverse impact of Covid-19 pandemic on the performance of zakat collection of the respective zakat institutions in Malaysia. In this relation, a quantitative approach was adopted using the primary and secondary data collected from JAWHAR and various states’ zakat institutions. By utilizing a technique of online data collection and applying the AD/AC as well as ZP/ZR methods, the performance of Malaysia’s zakat institutions is appraised. Furthermore, with the help two (2) ratios and eight (8) scenarios the performance of the innovative technique of AD/AC and ZP/ZR for zakat collection and disbursement, efficiency and sustainability of zakat institutions in Malaysia were evaluated. The results show that most zakat institutions, particularly those that deal with zakat payments, have begun to use the technique AD/AC and ZP/ZR within their organizations. The performance of zakat institutions in all states in terms of zakat distribution and disbursement do not have a consistent trend for the period 2016-2020. However, there is still a dearth of technology being used for zakat disbursements and fund reporting. From the observed data, with 2016 being the exception, for each remaining year, a state in Malaysia is ranked as the best technology performer or the most efficient. Selangor - fully privatized state (2017), Pulau Pinang - fully privatized state (2018), Federal Territory - partially privatized state (2019) and Negeri Sembilan-partially privatized state (2020) are the most efficient for the respective year. The sustainability of each zakat institution in Malaysia in the presence of Covid-19 pandemic was ascertained as well. Interestingly, contrary to the efficiency result, all non-privatized states (Kedah, Sabah and Kelantan) and one partially privatized state (Negeri Sembilan) were sustainable in coping with Covid-19 pandemic, while all fully privatized states (Selangor and Pulau Pinang) were not. Overall, it was conjectured that the technique AD/AC as well as ZP/ZR would help to improve the operations of zakat institutions to become more efficient and successful in distributing zakat fund to the poor. However, as zakat collecting and distribution involved millions of records, its management is still debatable by all parties.

The rapid growth and advancement of electronic devices and technologies in the FinTech industry empower new innovative products and services. The covid-19 pandemic could have a devastating effect on Malaysia’s economy, but it has offered additional opportunities for the E-wallet segment of the Fintech business to thrive. The E-wallet segment of FinTech is one of the latest innovations that is currently growing as there is a need for contactless payments during the pandemic situation. The main objective of the study is to examine the factors affecting e-wallet adoption among young adults in Malaysia. A sample of 200 responses was analyzed using Smart PLS 3.0. The findings revealed that the factors of “performance expectancy”, “effort expectancy”, “compatibility”, and “social influence” have a positive and significant impact during the pandemic; however, the factor of “facilitating conditions” has no significant impact on the adoption of the E-wallets. The study substantiates the key and important variables of adoption in order to develop and evolve E-wallet providers' existing services. Particularly, due to the increasing importance of e-commerce, E-wallet service providers are urged to focus on the system's interoperability, which encourages individuals or customers to use the strategy.  They should include unique features that allow customers to accept the service, trust its benefits and feel comfortable using the technology. The study is useful to the E-wallet providers to improve the existing services. The findings also guide the companies offering E-wallets to enhance the usage and adoption of their services.

In recent years, Blockchain technology has been recognized as one of the most important new technologies affecting businesses and society, with a very bright future ahead. This technology is known as one of the most critical technologies of industry 4. Given that Blockchain technology is a new concept, before implementing it, the organization must understand it and be prepared to accept it; otherwise, the organization will incur irreparable damages. The main purpose of this study is to provide a framework within which organizations can evaluate their readiness to implement Blockchain technology. For this purpose, after a library study and systematic literature review, this study provided the initial research framework using the meta-synthesis method. Finally, the Lawshe model was applied to validate the proposed framework for the organization's readiness to implement Blockchain technology. Based on the findings, the final established framework included seven main dimensions, including Blockchain-based business strategy, operations of a distributed system, culture, people in Blockchain decentralized network, decentralized governance, technology, and Blockchain-based product traceability. Besides, 37 main criteria affected these dimensions, which can help companies increase the level of Blockchain technology readiness. Finally, this framework was used to measure the readiness of an airline company. According to the results of the analysis, Blockchain-based business strategy, culture, and Blockchain-based product traceability showed a medium level of readiness. Moreover, none of the main dimensions of Blockchain technology readiness were sufficiently prepared in this case study. This paper suggests practical recommendations to improve the level of Blockchain technology readiness for the managers

Blockchain technology is one of the revolutionary technologies in service-based industries. E-health services are considered as a major economic and social activity in the world in which patients, the medical community and service providers such as insurance organizations play a key role. In Iran, e-health services have been introduced for more than a decade, but it is seriously lagging behind the leading countries. According to the Blockchain Opportunity window, a technological and economic catch-up is possible in e-health services in the country. Decentralization, data transparency, security and privacy are the key features of Blockchain technology. Therefore, in this research, through case study strategy and using documents, scientific articles, evidence, statistics and events and opinions of experts, policy factors were presented to catch-up through the Blockchain technology opportunity window. The dimensions of the proposed policy framework were presented in 4 categories: macro policies, market, financing, and technology learning and development. This study presents technological catch-up policy framework by Blockchain technology to policymakers for using in e-health services.

Day by day demand for object tracing is increasing because of the huge scope in real-time applications. Object tracing is one of the difficult issues in the computer vision and video processing field. Nowadays, object tracing is a common problem in many applications specifically video footage, traffic management, video indexing, machine learning, artificial intelligence, and many other related fields. In this paper, the Enhanced Method of Object Tracing Using Extended Kalman Filter via Binary Search Algorithm is proposed. Initially, the background subtraction method was used for merge sort and binary search algorithm to identify moving objects from the video. Merge sort is to divide the regions and conquer the algorithm that arranges the region in ascending order. After sorting, the binary search algorithm detects the position of noise in sorted frames and then the next step extended the Kalman Filter algorithm used to predict the moving object. The proposed methodology is linear about the valuation of mean and covariance parameters. Finally, the proposed work considered less time as compared to the state of art methods while tacking the moving objects. Its shows less absolute error and less object tracing error while evaluating the proposed work.

The study of path loss propagation is of high importance in telecommunication, for optimizing the efficiency of wireless communication networks. In this paper, four path loss propagation models; free space path loss (FSPL) model, Okumura model, Okumura-Hata model, and COST 231-Hata model were compared. The models were compared using measurement data from Choba, Port Harcourt, Nigeria. The data is gotten from a 4G walk test using two mobile applications. The first mobile application Network, Signal Info (version 5.68.07), was used to acquire the received signal strength in and the distance between the BTS antenna and the mobile antenna. While the second mobile application, G-NetTrack Lite (version 14.8), was used to map out the track path followed during the test. Choba, the study area, is a coastal suburban area with map coordinates 4.8941° N, 6.9263° E. The measured distance range was from 0.09 km to 0.45 km, and a path loss range of 69dB to 81dB. While the BTS and mobile antenna heights were 32 m and 1m respectively, with a carrier frequency of 800MHz. BTS transmission power of 23 dBm was assumed, based on 3GPP eNodeB recommendations. A graph comparison of the studied models showed that Okumura-Hata model and COST 231-Hata model had the closest predictions to the measured path loss. The need for better path loss models for 4G and 5G propagations was observed

Dimensionality reduction is among the data mining process that is used to reduce the noise and complexity of features in various datasets. Feature selection (FS) is one of the most commonly used dimensionalities that reduces the unwanted features from the datasets. FS can be either wrapper or filter. Wrappers select subsets of the feature with better classification performance but are computationally expensive. On the other hand, filters are computationally fast but lack feature interaction among selected subsets of features which in turn affect the classification performance of the chosen subsets of features. This study proposes two concepts of information theory mutual information (MI). As well as entropy (E). Both were used together with binary cuckoo optimization algorithm BCOA (BCOA-MI and BCOA-EI). The target is to improve classification performance (reduce the error rate and computational complexity) on eight datasets with varying degrees of complexity. A support vector machine classifier was used to measure and computes the error rates of each of the datasets for both BCOA-MI and BCOA-E. The analysis of the results showed that BCOA-E selects a fewer number of features and performed better in terms of error rate. In contrast, BCOA-MI is computationally faster but chooses a larger number of features. Comparison with other methods found in the literature shows that the proposed BCOA-MI and BCOA-E performed better in terms of accuracy, the number of selected features, and execution time in most of the datasets.

Although Blockchain can significantly change the future of ERP systems as an innovative tech-nology, few researchers have gone into the details of this development. Most have given an overview of the changes ahead. Therefore, in this research, we have tried to use the method of Exploratory Content Analysis (ECA) by reviewing more than three hundred scientific articles in the field of Blockchain to analyze the effects of this technology on ERP system modules such as supply chain management, maintenance, finance, project management, manufacturing, and hu-man capital management. The result of this exploratory research is an architectural model for a blockchain-based ERP system. The researchers describe the functions of this system carefully, and the role of supporting technologies such as Smart Contract, IoT, Digital Wallet, Cloud Com-puting, and Building Information Model is clarified. We genuinely believe that this research could use as a reference model for ERP vendors and researchers in information systems and business process management