درخت حوزه‌های تخصصی

It is necessary for decision-makers to have a rating system in the banking industry in order to reflect the banks' status and performance. Although most institutions across the countries have rating banks and financial institutions, there is a lack of a comprehensive rating system across Iranian banks. Rating requires identifying the appropriate criteria according to the environmental and macroeconomic conditions. For this purpose, 35 components are determined through the opinion of 34 banking and academic experts using the Delphi method and rating is done by the TOPSIS method for 15 banks listed on the Tehran stock exchange over the period of 5 years from 2015 to 2019. The results show that in addition to the quantitative aspects, the qualitative aspects and aspects related to environmental and macro aspects are effective in the native model of banks ratings. Also, there is a positive and significant relationship between banks stock prices variation and the suggested ratings. The obtained results showed that there is a positive and significant correlation between the comprehensive model and early warning system so that the bank's position can be relatively described in the early warning system by identifying it within the model. This evidence addresses the need for a comprehensive consideration of proposed indicators to evaluate and rate banks.

Townscape is an essential element in creating collective memories (i.e., memories people collectively share as a group in a city, affecting the identity of that city, the cultural continuity, and the relationship between generations). One of the collective memories -that have happened in different countries- in the war. A war that is fought to defend the homeland and preserve the identity, culture, and honor of a country is part of the valuable memories of a society. In various western cities, including Berlin, Warsaw, and Moscow, the scenes of the collective memories of the war have been reconstructed. Still, in Iran, although fought in an imposed war, these scenes have been less regarded. The primary purpose of this study is to examine the views of Khorramshahr dwellers about the impact of war townscape on the revival of memories of that period. It seeks to find priorities in townscape criteria on war-based memories. With the descriptive-analytical method, the present study aimed to express the applicable standards of the reminiscent townscape and analyze them in Berlin, Moscow, and Warsaw(in World War II). Finally, to study the townscape impact on younger inhabitants’ war idea -who has not experienced that war, the townscapes have been prioritized using a questionnaire analysis. The results indicated that battle scars on walls and beheaded palms have the priority and the Grand Mosque as the symbol of the city function has the second. The title, Bloody City , has the third one according to the dwellers’ point of view. Finally, some solutions have been suggested to improve the townscape of Khorramshahr, emphasizing collective memories of the war.