مطالب

Abstract Purpose: This research conducted with the aim of presenting a model about risk management training in the insurance industry. Research method was practical in terms of objective; in terms of data collection method, it was descriptive-correlational; and considering the data type was quantitative. Methodology: The statistical population, consisted of all men and women working in the insurance industry (51882 individuals), from whom 384 individuals were selected as sample size, using a Stratified Random Sampling method and Morgan table. In order to collect data, made researcher questionnaire from available literature was used. Validity was approved by content validity according to academic experts and insurance industry viewpoint; and in order to calculate reliability, Cronbach's Alpha coefficient was used. Finding: Findings approved of the validity and reliability of the data collection tools. Analysis of data was conducted using SPSS and Lisrel software in two sections: descriptive statistics and inferential statistics (structural equations). Discussion: Findings showed that presented model consist of factors like principles of educational management, familiarity with risk management system, environmental factors, organizational resources, learning organization, social capital, and organizational culture had appropriate fitting.

Purpose: The project of identifying and leading gifted students (Shahab) was implemented between 2014 and 2015 Education Year by the National Elites Foundation in cooperation with Education Ministry in some regions of all provinces of Iran. Methodology: The project’s main goal was to identify, distinguish and guide the gifted students in elementary and junior education and paving the way to support them in higher education. The project will include all regions in all provinces in the coming years. In our research, teachers of fourth grade elementary schools attempted to evaluate and qualify students by using a pre-defined check list. It tried to understand the challenges and impediments of implementing Shahab project in Shahryar, a suburb of Tehran. Using descriptive and survey methods, it investigated the viewpoints of more than 175 teachers (85 males and 90 female) in fourth grade elementary schools. The interviews were elected randomly and the questionnaire included 40 closed questions in 8 fields and recognized the main obstacles of implementing Shahab project. Taking into consideration descriptive statistical indices, the author has used the Chi-square test one-variable and two variables tests in analyzing gathered information. Findings: The findings demonstrated that the male and female teachers have different ideas regarding challenges and obstacles of the Shahab project. Males believed that the main challenges are check list and method of identifying overqualified students on the one hand and the attitudes of parents on the other. This is while the females expressed that education- related issues and execution factors are the main problems. Conclusion: Putting aside the gender factor, it is argued that teachers see the check list and method of identifying gifted students as the main challenges in implementing Shahab project in Shahryar city.

Purpose: According to statistic research, more than ninety percent of payment of debt and transferring banking resources was done with check. So, providing its executive security is undeniable necessity. For this reason, legislators enacted draft that whose title is draft of revision check cod. Methodology: The present research is applied in terms of purpose and content analysis method. In the organization of research, the documentary and library methods have been used and the information analysis has been obtained qualitatively and based on the inference of the researcher on the sources and texts. Findings: Accordingly, writers with legal and economic approach and with research of its efficiency and improving its defects goal want to answer to two question. The first question is what point was ignored in past cods until legislators decide to amend it? And second question is, is draft come back efficiency to legal system by improving last defects? Conclusion: In answer should tell: the important of previous rules is neglecting of remedy’s capacity. why so, legislators help to promise after breach of contract in previous rules while in this draft they focus to preventive remedy and try to increase efficiency of check by revealing of information. this subject based on credit feature of obligating and prohibition deal with hight risk and delete removing failure market.