مطالب

In a different context, the user's needs in a housing apartment are constantly changing; it is required that the provided house, by having flexibility, can always be responsive to the user's needs in various situations, which would be a challenge for specialized areas of housing, including design. To perform a flexible housing design, the architects face many different design solutions and variables, leading to confusion in this field. So, the objective of this study is to identify these variables and achieve an effective solution by considering their priority of them. The variables of this study were proposed in three scales of macro, medium, and micro according to the previous valid research studies in the field of flexible housing. Then, the variables have been evaluated using the specialist's idea through the Fuzzy Delphi method (FDM). The Friedman test has been used to analyze the data obtained from the questionnaires and achieve a valid ranking, which performs the ranking by calculating the mean rank for each variable. According to the results of data analysis, the characteristics of "spatial expansion and division," which means the possibility of space to be expanded (the expansion) or divided (the contraction), as the medium scale of housing design, has the greatest impact on the housing flexibility. On the macro scale, the "structure" component, and the micro-scale, the "use of flexible elements" provide the highest effectiveness in this regard. Moreover, as the medium scale, the modular design of space falls in the second place of influence compared to all other variables. Increasing the properties of spatial expansion and spatial division can be an effective design strategy for achieving flexibility in apartment housing. Also, modular space designing and flexible elements have been introduced as two solutions in the next priorities. All are considered small and medium scales and can be prioritized in designing flexible apartment housing.

This study aimed to identify the factors affecting security and privacy in the development of virtual banking in Iran using a thematic pluralistic research methodology. First, the elements constituting cooperation were identified in a library study. Then, in-depth interviews were conducted with 20 scholars and academic experts to extract the elements and group them according to the theme analysis method. The output was the identification of 27 indicators in two main categories and six subcategories. The convergent and divergent validity methods were used to determine the validity whose results were optimal. The results show that the effectiveness of security and privacy in developing virtual banking in Iran depends on the development of a comprehensive plan and attention to the future needs of the banking system, which will create satisfaction. So, it is necessary to develop general policies for reforming the banking system in the future. Also, according to the experts, customers’ satisfaction with the quality of the banking services, their trust in these services, and the ease of using them are the strengths of the virtual banking services and can be handled for attracting more customers and improving competitiveness in the virtual banking industry. On the other hand, customers’ need for e-services in the modern world is unavoidable. In cyberspace, the e-services of banks have become one of the fastest and most valid ways of financial transactions whose key requirement is trust in these services.